Prepaid Cellular Phone Plan: The Good and Bad Side

by Alice Sy

A prepaid cellular phone plan is just like any other phone plans that you take advantage. The only difference is the manner of paying the bills. In a post paid plan, you would pay after you use the service while in a prepaid phone plan, service operates after a costumer has purchased it before using.

The reason why users buy a prepaid cellular phone plan is to save money and limit their credit. It also offers no hassle and little commitment to the buyer. On the other hand, if you take advantage of the traditional plan, you are bound to the plan carrier for a year or so since you are going to sign a contract. If you fail to meet the terms of the contract or break it, you have to pay for the penalty.

How is this going to help a person with a small budget? The prepaid cellular phone plan doesn’t let the consumer exceed the limits of his paid plan. Once he consumes all of his prepaid credit, he can no longer use the phone services. This has a huge effect on the discipline and spending willpower of the consumer.

The prepaid cellular phone plan is easier on the wallet and is also free of hassles. In addition, prepaid plans require no commitment to consumers unlike in post paid plans. The consumer is not required to pay a set amount of cash in set time intervals unlike in post paid plans. Instead, the consumer only pays how much he plans to use. Post paid plans have penalties wherein the consumer has to pay when a consumer fails to meet the terms of the contract. Prepaid plans, on the other hand, have no contracts and no financial obligations.

For others, you enjoy a prepaid cellular phone plan service base on the amount of calling card you purchased, like $25. When you used up the time, you phone will simply stop the call and you have to buy for another card. In this way, you won’t end up over charge.

With a prepaid cellular phone plan, there are no more hassles of using a cell phone. All you have to do is buy a cell phone unit and then purchase a prepaid card which will load your phone. The minutes of calls and the number of messages you can send depends on how much your prepaid credit is.

Prepaid cards can be purchased in various places offline. They can also be bought online in carrier websites and carrier stores. Prepaid cards have expiration dates when you load them into your phone. You have a number of days or weeks to use the load depending on the amount of the prepaid card you purchased.

Plus, prepaid cellular phone plans have expiration date. For example, if you haven’t consumed the entire service in 30 days, the carrier will eat it up after the due date. So, it is wiser to think and weigh matters first before choosing the best cellular phone plan you want to use.

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